A subject for later or perhaps not? It is a subject that start-ups and scale-ups do not deal with on a daily basis, while it is decisive for the financial well-being of the employees. For start-ups, it is an expense that is often postponed; first things first. In other words, a subject for later. As a start-up and scale-up, you often get away with this. Nevertheless, in the end almost every company will facilitate pension accrual at a certain scale. And not without reason!

• Good employment practices
  Most employees do not save for a pension if their employer does not make any arrangements. Let alone that they arrange something to leave surviving relatives financially cared for in case of death. A good employer recognises his responsibility, does not let every employee invent the wheel himself and offers them economies of scale. This too is part of growth.
• Benefit from a substantial tax advantage
  For both the employer and the employee. The employer can recoup a large part of the pension scheme. After all, a pension helps to reduce social employer costs. And the employee? They do not pay income tax on their contributions. This makes pensions a good investment for both employer and employee. 
• Preferred employment condition
  Research shows that, next to salary, pension is the number one employment condition according to salaried employees (Intelligence Group). A pension plan helps to attract and retain good employees and makes your company ready for the next growth phase.

Now, we understand that as a starting company you do not (yet) have the budget to offer a fully-fledged pension scheme. In addition, relatively young employees want flexibility and want to determine how much they contribute. Nowadays, there are wonderful pension schemes for this. If you want to know more about which pension scheme suits you, please call us.

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